The FDIC has a weekend of relative calm, with the closure of a bank, were Friday – The Commerce Bank of Southwest Florida. While it would be comforting to think that perhaps the avalanche of bank failures that swept the country in May, finally slowing, but is realistic to do so. The FDIC said there are still battling hundreds of banks across the country to stay afloat in this economy gradually shows signs of recovery.

That banks are still the right balance between giving plaintiffs the best return for your hard-earned money and keep an eye on the profitability of the series of rate cuts we had last week clearly. CD yields are also in our list of the best CD rates drop after a while, investors have fewer options for maximizing your investment. That is, here are our top prizes of 23 CD of the Week November 2009.

After spending time in the first place in the last few months Ascencia finally dropped the rate to UFB Direct now offers the highest performance 6-month CD at 1.60%. Ascencia is followed too far behind at 1.55% to 1.50% from newdominionDIRECT.

12-month CD

UmbrellaBank.com continue to lead at this week’s annual 1-vote margin of 2.10% APY CD. The online banks continue Ascencia newdominionDIRECT and has 12 months CD rate to 1.92% and 1.91% stick to it.